gay finance - financial advice for gay men and lesbians from THE independent experts - Isis Financial Planners

Mortgage advice for gay men

(Please note that Isis Financial Planners does not arrange mortgages, but read on...)

Gay Mortgage Advice - The Issues
There is not really such a thing as a "gay mortgage".
BUT - home ownership can be fraught with pitfalls for same-sex couples.
Banks and Building Societies sell mortgages. They also recommend Life Cover. BUT their Life Cover may not be "gay-friendly".
 

Gay Mortgage Advice - further information

If you buy a property with your partner you may not enter into the best legal agreement for your circumstances. These issues are referred to as Tenancy In Common and Joint Tenancy. Use a solicitor who understands your relationship.

Contrary to popular belief, the Mortgage Loan and the Life Cover DO NOT have to taken from the same provider. In other words, use your Bank for your Mortgage Loan, and seek specialist advice for your Life Cover - before it's too late.

 

Gay Mortgage Advice - what next?

If you are offered Life Cover with a mortgage DO NOT SIGN without checking with us. We are happy to help.

Also see:

Read our Gay Times (July 2003) " Going Cheap " article.

 
 

Isis Financial Planners Limited tel: 08000 1960 69

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Isis Financial Planners Ltd is authorised and regulated by the Financial Services Authority. The Financial Services Authority does not regulate mortgages, deposit accounts,
general and medical insurance, tax advice and some types of protection insurance.

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Civil partnerships - the financial and legal implications for same-sex couples
About Isis Financial Planners - independent financial advisers to the UK's gay and lesbian community
gay finance - news from the independent gay finance experts serving the UK's gay and lesbian community
Buy-to-let Mortgages

Read Louis Letourneau's report on buy-to-let mortgages. (July 2004)

Property & Tax Q&A
Isis Financial Planners' tax expert, Maggie Fleming, answers property and tax questions in the Saturday editions of the Daily Telegraph. You can see all of these property and tax Q&As on the Isis Financial Planners website.
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